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Basic Play

The modern version of the ancient games of Online Baccarat Games is played with 10 or more decks of cards. The decks are shuffled by the caller, cut by a player, and placed in a dealing box (the shoe), after the insertion of a cut card near the end of the combined decks to indicate the last hand. The shoe is then passed to a player at seat number one, who becomes the banker, although he may bet either hand. The shoe moves counterclockwise around the table each time the bank hand loses. Any player who becomes the banker may elect to pass the bank then, or at the completion of any hand, but to be eligible to deal, the banker must have at least a minimum bet on the table in either position.

After all wagers are placed, the banker alternately deals out four cards, face down, first to the caller, who slides the cards to a player (traditionally the largest bettor for that hand), and second to himself, sliding these banker's cards under a corner of the shoe. The player then turns over his two cards and tosses them to the caller, who announces the total. Following this, the banker uncovers the two cards that were tucked under the corner of the shoe, and the croupier calls out their value. The four suits have no meaning. At this point, a decision for the hand may have been reached with just these four cards. Tens and face cards count zero; all other cards count their point value; and if the hand totals more than 9, the left digit is disregarded; thus, unlike online blackjack games, no hand can bust. Totals of 8 or 9 are naturals, and are automatic winners, although a natural 9 beats a natural 8. If the player hand adds up to 6, 7, 8, or 9, or if the banker hand totals 7, 8, or 9, no additional cards are dealt and the hand that comes closest to a total of 9 wins and all bets are settled. Ties are a push; no money is exchanged and players are free to change their bets as they choose.

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Here's an Important Rule to Know
If two or more players are eliminated in the same hand, they place according to their chip count at the beginning of the hand; another way of saying this is that the player who goes out in the side pot that is decided first finishes ahead of the other all-in player.

Finally, players don't have to play until the bitter end; they can negotiate a conclusion to the contest. For example, if two players remain, they can agree to split the sum of the monies for 1st and 2nd places. The negotiated settlements don't have to be even splits; the player with more chips-and the advantage-can certainly insist on a greater share.
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