player's hand has now been reduced to a total of 2.
The player bettors will all have long faces and be
disgusted by this turn of bad luck. But the bank bettors
aren't home free yet. According to the printed rules,
if the player has a total of 2 and the bank has 4,
the bank must draw a card.
So, though the advantage is clearly with the bank
at this moment, there is still a suspended uncertainty
about the outcome of play. The dealer will now say,
"Card for the bank," and the holder of the
shoe will slide out another card, turn it over, and
then give it to the dealer. Let's assume that this
card is a queen, and therefore the bank's hand remains
the same, at 4.
"Bank has 4, player 2. Bank wins," the dealer
will say. Now all losing bets are collected quickly
by the seated dealers. Then all winning bets are paid
off, and the commissions due to the house on the bank's
winning bets are noted in the small trays the dealers
have in front of their seats. One dealer will handle
seats 1-7 and the other seats 8-15.
The commissions on winning bank bets aren't collected
immediately, but kept track of by the two seated dealers.
After the cards in the shoe are used up and before
they're reshuffled, the commissions are collected
from those bettors owing them. A 5 percent commission
works out to $1 for a $20 bet and $5 for a $100 winning
bank bet. These commissions make little difference
to a winning bettor, but if one has lost for the session
and owes commissions, it can be quite debilitating.
"set-up" of two different colored decks
costs about $25. The two colors are useful because
they let you move the game more quickly: one player
can deal with one deck while the next player shuffles
the other deck. These cards are pricey, but they basically
last forever-and you can order individual replacement
cards for those that get damaged or lost. Beyond that,
plastic cards are easy to shuffle, they resist incidental
marking, and you can toss them into players' hands
like Frisbees. In short, they are great to play with
It is much cheaper to invest in casino-quality cards
than to buy new decks of cheap cards that you will
only be able to use for one session.
But if you can't bring yourself to pay $25 for two
decks of cards, the plastic-covered paper cards you
get at the drug store for a couple bucks are fine
for an evening's entertainment.