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Insuring a Toke

Here is a play I observed in August 1979 at the Sundowner in Reno, a place where the dealers were keeping their own tokes. The woman next to me bet $2 for herself and $1 for the dealer. The dealer's upcard was an ace. The woman bought $1 of insurance. The dealer had a natural but did not pick up any of the woman's money. The woman told the dealer that $1 of insurance should protect only $2 of the bet and apologized for losing the $1 toke. The dealer hushed her with "We don t do it that way here," and let the toke ride for the next hand. The customer looked confused, picked up the toke, and put it with her other chips. The dealer told her to bet it again, so she did. The dealer wanted that toke.

I'm Better Than You Are!
Now, let's take two local club players, each of whom is pretty good-not duffers but no threat to win the World Series of Poker, either. Let's further say that these "advanced intermediate" players have attained that status because they have each mastered 300 of the 500 necessary skills.

This might make the two players equally talented and might mean that against equal opponents, they rate to achieve equivalent results over the long run, but it would take an astounding coincidence for each player to have mastered precisely the same 300 skills. They're probably good at different things. Let's say that Player X has mastered skills 51 through 350, while Player Y has mastered skills 176-475.
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